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  A letter from Paul and Judy Jewett in India  
             
 

October 23, 2002

there should be no poor among you… (Deut. 15:4).

There will always be poor people in the land (Deut. 15:11a).

The poor you will always have with you, and you can help them any time you want (Mark 14:7a).

Dear Friends in Christ,

Among the problems we encounter daily is the personal impact of poverty. Living abroad, we see aspects of poverty unknown to us in the United States, though they certainly exist there.

About three weeks ago, one of the hospital technicians, steadily employed for nearly 15 years now, took poison in a suicide attempt. Fortunately, one of his two young daughters was at home when he ingested the poison. She immediately realized that something dreadful was happening, called for help, and he was rushed to the hospital. His stomach was pumped out, and he has suffered no lasting health consequences, praise God! He has a lovely wife, who is also employed regularly. The four live together in their own small home. He has no bad habits, and so we were all wondering what had happened to drive him to take such a desperate step. The answer, we soon learned, is that he was hopelessly in debt. This incident illustrates a common but hidden aspect of poverty, the effects of usury.

 
             
 

“When we see the impact of usury on the lives of our friends, it is not hard to understand why Old Testament passages forbade charging interest to “brothers” (i.e., fellow Jews), and why Muslims still are not allowed to lend money to their Muslim brothers at interest.”

  When family resources are inadequate to pay for weddings, funerals, illnesses, and so forth, people turn to moneylenders. Other credit is not available to them. Moneylenders charge rates of interest that by definition are usury. We Americans think usury begins when interest rates are in excess of 20% per year, rates that are illegal in the U.S., of course. The cheapest rate for the poor here is 10% per month, and may be as high as 25% per month! Such rates are also illegal here, but moneylenders have their ways of charging and collecting exorbitant interest. “Beggars can’t be choosers.” Moneylenders resort to threats of serious bodily injury if interest payments are not made on time, using hired muscle men. In this case, as happens so often, monthly interest payments alone quickly exceeded the entire monthly family income. Repayment of principle became absolutely impossible. There seemed to be no escape for this young man, except to take his own life. Fortunately he has now received counseling, some debt relief, and medicine to help his depression. He is back at work and much improved already. Many of the poor never escape exploitation by moneylenders.  
             
 

When we see the impact of usury on the lives of our friends, it is not hard to understand why Old Testament passages forbade charging interest to “brothers” (i.e., fellow Jews), and why Muslims still are not allowed to lend money to their Muslim brothers at interest.

Time and again we have seen how families will spend all they have, and even all they own, to meet health care costs—for medicines, operations, etc. Many medical treatments prescribed are unnecessarily expensive because simple, basic, generic medicines and common sense are not used. Instead, doctors here, just as doctors (and patients!) in the U.S. are persuaded that the newest medicines are best. Of course, they are always the most expensive. Newer surgical procedures are often far more expensive than older types of operations, yet newer operative procedures are adopted without consideration of the costs to poor patients. To the contrary, higher charges make the accounts look better (to the hospital)! Enough said.

We have other good news to report. The boarding facility for girls of primary school age, all daughters of commercial sex workers (CSWs), continues to operate with 20 girls attending primary school in a nearby rural community. A retired CSW, Vimalbai, has continued as the only adult staying with these girls, but just now the Rev. Timothy Jalam’s widowed mother has come from another city to live in the boarding as well. She is a great help. The search continues for a woman to teach Bible in the hostel. Meanwhile, the girls regularly attend church and Sunday school. Acceptance of the girls by the schools and the community has been gratifying.

Twenty-five boys, all sons of CSWs, are attending school in a more distant community, and are living in a Christian boarding there. It has always been easier to remove boys from the brothel environment than girls, understandably. Recent introduction of literacy training for the CSWs has electrifying potential! They can see hope that they may be delivered out of the exploitation they now experience. This has brought new threats to Timothy, as the women are gaining a sense of empowerment for the first time in their lives. Pray for the safety of all this exploited community, and for the safety of Timothy and his family.

The Miraj Christian Church is the largest congregation in the Kolhapur Diocese, Church of North India, with over 1,000 dues-paying (voting) members. Both English-language and Marathi-language services are held in a packed church every Sunday, and there are many other activities during the week. However, election of elders has not been held for six years. Terms of all present elders have long expired. General body meetings haven’t been called, and charges of murky financial transactions have been raised. These issues may be moving toward resolution. Now a strong movement has started from the congregation to call a general body meeting, to call for new election of elders, and for full financial reports.

This is the largest church in the diocese, and it should be making the strongest financial contribution to support pastors’ salaries and programs in many smaller, rural churches. If new elections are held, new life and growth may follow, and the entire diocese could be strengthened. Please uphold this matter in your prayers as well.

We now expect to return to the U.S. in late March 2003 for our retirement. Thereafter we hope to visit many churches to share our experiences in Presbyterian medical missions—in India, Malawi (Africa), and in Haiti. Thank you for all your continuing prayers, your interest and your support! May God continue to bless your lives, your witness, and your work.

In Christ,

Paul & Judy Jewett

 
             
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